Should You Use a Local Lender When Buying a Home?
Posted by Brandon Duncan on Monday, June 20, 2022 at 7:15 AM
By Brandon Duncan / June 20, 2022
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If you need a mortgage for a new home, you’re probably looking for a lender. While it’s good to shop around, there are several benefits when it comes to choosing a local lender.
Familiarity
A local lender will have some familiarity with the local area. Estimated closing costs can vary between states and jurisdictions, so you’ll likely get a more accurate estimate from a local lender familiar with your area. This local knowledge also means you could get additional help in navigating federal and state programs specific to the area.
Local Preferences
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