Durham Real Estate Blog

Should You Use a Local Lender When Buying a Home?

Should you use a local lender when buying a home

If you need a mortgage for a new home, you’re probably looking for a lender. While it’s good to shop around, there are several benefits when it comes to choosing a local lender.

Familiarity 

A local lender will have some familiarity with the local area. Estimated closing costs can vary between states and jurisdictions, so you’ll likely get a more accurate estimate from a local lender familiar with your area. This local knowledge also means you could get additional help in navigating federal and state programs specific to the area. 

Local Preferences

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